Opt-Out

If you do not want the Student Health Insurance Plan, you must decline or opt-out of coverage by submitting a waiver. You may only opt-out of coverage during the following Waiver Periods:

WAIVER CRITERIA BELOW:

2026-2027 Academic Year

All registered full-time degree-seeking students attending Alabama College of Osteopathic Medicine are automatically enrolled in this insurance plan at registration, unless proof of comparable coverage is furnished. In order to be approved for a waiver, your alternate health coverage must meet or exceed the requirements as set forth below and be submitted by the June 15, 2026 waiver deadline.

Criteria to submit a waiver request:

1. Student is covered by an active medical policy.

Please note: travel plans, short term plans, healthcare sharing plans or plans that require you to pay for treatment yourself and then apply for reimbursement will NOT be acceptable for waiving the Alabama College of Osteopathic Medicine Student Health Plan.

If you meet one of the above criteria, then your alternative health insurance coverage must meet the following minimum requirements:

1. Medical coverage must be currently active.
2. Medical coverage must be ACA Compliant

If your alternate coverage meets the above minimum requirements; it is recommended, but not required that you acquire the following scanned documents to submit a waiver request:

1. The front and back of your health insurance ID card.